Faqs

Our services are designed for shipowners, operators, charterers, and brokers seeking tailored marine insurance solutions. We welcome applications from those operating small to medium-sized vessels across various maritime sectors.

We operate as a member-focused organization, ensuring that our policies are designed with shipowners’ needs in mind. Our expertise in fixed-cost insurance solutions, flexible coverage options, and personalized customer support sets us apart from traditional marine insurers.

Protection & Indemnity (P&I) insurance covers shipowners and operators against third-party liabilities, including crew injury, pollution, cargo damage, wreck removal, and collision liabilities. It is essential for ensuring compliance with maritime regulations and protecting against financial risks.

Our P&I coverage includes:

• Cargo liabilities

• Collision liabilities

• Crew and passenger injury claims

• Pollution liabilities

• Wreck removal costs

• Property damage to third parties

• Towage liabilities

Yes, we offer flexible P&I insurance packages tailored to the specific operational risks of our clients. Additional coverage options are available based on your vessel’s needs.

H&M insurance protects the physical structure of your vessel and its onboard machinery against damages caused by accidents, collisions, and operational failures.

H&M insurance covers:

• Structural damage to the vessel

• Machinery breakdown and repairs

• Accidental damages

• Salvage and towing costs related to insured incidents

While not always legally required, H&M insurance is strongly recommended to protect your financial investment in the vessel and minimize operational disruptions.